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How-To

How to Get an EIN for Household Employment

NannyKeeper Team
January 8, 2026
Updated February 3, 2026
4 min read

Before you can run payroll for your nanny, you need an Employer Identification Number (EIN). Think of it as a Social Security number for your role as an employer.

The good news: it's free, takes about 5 minutes, and you can do it online.

New to household employment? Start with our household employer payroll guide for the full picture.

Verified accurate as of February 2026Sources: IRS.gov

What Is an EIN?

An EIN is a 9-digit number the IRS assigns to employers. It's how they track your employment taxes—separate from your personal Social Security number.

Format: XX-XXXXXXX (like 12-3456789)

You'll use your EIN when:

  • Filing quarterly employment taxes
  • Preparing W-2s for your employee
  • Completing Schedule H on your tax return
  • Setting up a payroll service

Do I Really Need One?

Yes, if you're paying a household employee above the annual threshold ($3,000 for 2026). You can't file employment taxes without an EIN.

Some families try to use their Social Security number instead. This technically works for Schedule H, but it's not recommended—better to keep your employer taxes separate from your personal tax ID.

How to Get an EIN (Online)

The easiest method is the IRS online application. Here's how:

Step 1: Go to the IRS Website

Visit irs.gov/ein

Click "Apply Online Now"

Step 2: Start the Application

  • Click "Begin Application"
  • Select "Individual/Sole Proprietor" as your entity type
  • This is correct for household employers—you're not a business

Step 3: Answer the Questions

You'll be asked:

  • Why you need an EIN: Select "Hired employees"
  • Type of employees: Select "Household employees"
  • Your name and SSN
  • Your address
  • Responsible party (that's you)

Step 4: Get Your EIN

After submitting, you'll immediately receive your EIN on screen. You can also download a confirmation letter.

Important: Save this number somewhere safe. You'll need it for all employment tax filings.

Alternative: Apply by Mail or Fax

If you can't apply online, you can submit Form SS-4:

MethodProcessing Time
OnlineImmediate
Fax4 business days
Mail4 weeks

Download Form SS-4 from irs.gov if needed.

Common Questions

Can I use my spouse's EIN?

No. Each person needs their own EIN if they're the responsible party. But typically, only one spouse needs an EIN for household employment.

What if I already have an EIN from a business?

You can use an existing EIN for household employment. You don't need a separate one.

Do I need a new EIN each year?

No. Once you have an EIN, it's yours forever. Use the same one year after year.

What if I lost my EIN?

Call the IRS Business & Specialty Tax Line at 800-829-4933. They can look it up for you.

Can I get an EIN for my nanny?

No. An EIN is for employers. Your nanny uses their Social Security number.

After You Get Your EIN

Once you have your EIN, you're ready to:

  1. Set up payroll — Start calculating and withholding taxes
  2. Register with your state — Most states require separate registration for unemployment insurance
  3. Have your nanny complete paperwork — W-4 and I-9 forms

Ready for the next steps? See our how it works guide for the full process from EIN to W-2.

State Registration

Your EIN is federal. Most states also require you to register for state unemployment insurance (SUTA), which gives you a separate state account number.

Check your state's requirements →

Using Your EIN with NannyKeeper

When you sign up for NannyKeeper, we'll ask for your EIN during setup. We use it to:

  • Calculate your tax obligations correctly
  • Generate accurate W-2s
  • Prepare your Schedule H
  • Create quarterly tax estimates

Don't have an EIN yet? No problem—you can start tracking payments while you get one.

Get started →

Timeline Summary

TaskTime Required
Get EIN online5 minutes
Register with state15-30 minutes
Set up payroll service10 minutes
Total setup time~45 minutes

Getting compliant isn't as hard as it sounds. The EIN is just the first step—and the easiest one.

Ready to simplify nanny taxes?

NannyKeeper handles the calculations, deadlines, and paperwork so you can focus on your family.

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Sources & Verification
Cited Sources
IRS.gov
Verified

February 2026

Content accuracy confirmed

Disclaimer: This article is for informational purposes only and does not constitute legal or tax advice. Tax laws vary by jurisdiction and change frequently. Consult a qualified tax professional for advice specific to your situation.

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