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Nanny Tax Guides & Resources

Plain-English answers for household employers. No jargon, no judgment — just help.


Topics:
How-ToComparisonPayroll

How to Switch from SurePayroll to NannyKeeper

How to cancel SurePayroll and switch to NannyKeeper for nanny payroll. What to download before you leave, how to transfer YTD data mid-year, and save $300+/year.

April 10, 2026
8 min read
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How-Totime-trackingGetting Started

How to Track Your Nanny's Hours (2026)

The simplest way to track your nanny's hours — no app downloads, no spreadsheets. Free tool that works on any phone with automatic overtime calculation.

April 5, 2026
7 min read
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Guidesprofessionalcpa

How to Manage Nanny Payroll for Multiple Families

A guide for CPAs, bookkeepers, and tax preparers managing household employer payroll across multiple client families.

April 1, 2026
7 min read
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Tutorialapidevelopers

Calculate nanny taxes with Python

Step-by-step Python tutorial for calculating household employer taxes using the NannyKeeper API. All 50 states, 10 lines of code.

March 31, 2026
3 min read
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Productapidevelopers

We built a free nanny tax API

NannyKeeper has a public REST API and MCP server for calculating household employer taxes in all 50 states. Free tier, no credit card.

March 31, 2026
4 min read
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Tutorialmcpai

Add nanny taxes to your AI agent

Set up the NannyKeeper MCP server so Claude or ChatGPT can calculate household employer taxes for all 50 US states. Free, 5 minutes.

March 31, 2026
4 min read
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Tax Guidestaxespaid-leave

Paid Family Leave for Nannies: 2026 Guide

13 states plus DC require paid family leave that covers household employees. See which states apply, contribution rates, and what you owe as the employer.

March 25, 2026
10 min read
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ComparisonPayroll

HomePay vs GTM Payroll 2026: Compared

HomePay Premium is $75/mo ($900/year). GTM is $70/mo ($840/year). We compare pricing, features, filing service, and a $100/year self-service option.

March 25, 2026
7 min read
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How-ToGetting StartedFICA

How to Pay Your Nanny Legally in 2026

A step-by-step guide to paying your nanny on the books. Get an EIN, set up withholding, pay quarterly taxes, and file year-end forms—all in plain English.

March 24, 2026
8 min read
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ComparisonGetting StartedFICA

How Much Does Nanny Payroll Cost in 2026?

Nanny payroll costs $10–$75/month depending on the service, plus 9–12% in employer taxes. Here's the full cost breakdown with a free calculator.

March 24, 2026
6 min read
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ComparisonPayroll

HomePay vs Poppins Payroll: Which One?

HomePay Premium is $75/mo ($900/yr), Poppins is $49/mo ($588/yr). Both file your nanny taxes. We compare pricing, features, and a $10/mo alternative.

March 18, 2026
6 min read
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How-ToComparisonPayroll

How to Switch from HomePay to NannyKeeper

Step-by-step guide to canceling HomePay ($75/mo Premium) and switching to NannyKeeper ($10/mo). Save $780/year on nanny payroll with a smooth transition.

March 18, 2026
7 min read
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Tax GuidesPayroll

Nanny Taxes During Maternity Leave

Going on maternity leave? Your nanny tax obligations don't pause. What happens to payroll, the dependent care credit, and taxes across 4 scenarios.

March 17, 2026
11 min read
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Tax GuidesPayrollGetting Started

Moving States? Your Nanny Tax Checklist

When you move to a new state mid-year, your nanny taxes change. Here's the exact timeline for state registration, W-2 splits, and quarterly filings.

March 17, 2026
10 min read
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Tax GuidesGetting Started

Workers' Comp for Nanny Employers

Workers' compensation for household employers: which states require it, what it costs ($200–$500/year), where to buy it, and what happens without it.

March 17, 2026
9 min read
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GuidesPayrollHiring

When Your Nanny Leaves: Final Pay & Tax Wrap-Up

Your nanny gave notice or left unexpectedly. Here's what to handle in 30 days: final paycheck, accrued PTO, W-2, Schedule H, and state notifications.

March 12, 2026
6 min read
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Tax GuidesThresholdFICA

Summer Nanny Taxes: What to Know Before June

Hiring a nanny just for the summer? You may still owe taxes. Here's the threshold math, what to set up before day one, and how to wrap up when summer ends.

March 4, 2026
6 min read
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How-ToGetting StartedFICA

How to Switch From Paying Your Nanny Cash

Ready to start paying your nanny legally? Here's a step-by-step guide to making the switch—including how to talk to your nanny and handle the pay adjustment.

March 4, 2026
7 min read
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Tax Guides

Nanny Overtime Rules Explained (2026)

Your nanny earns 1.5x pay after 40 hours per week — but live-in nannies may be exempt. Here's how federal and state overtime rules work for household employers.

March 2, 2026
9 min read
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Tax GuidesThresholdnewborn-care

Night Nurse Taxes: What New Parents Owe

Hired a night nurse or newborn care specialist? At $250–400/night, you'll cross the $3,000 tax threshold in under two weeks. Here's exactly what you owe.

February 26, 2026
8 min read
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Tax GuidesCaregiverfamily-member

Paying Your Adult Child as a Caregiver

Can you pay your adult child to care for an aging parent? Yes—but normal employment taxes apply. Here's the full tax breakdown, plus Medicaid options.

February 26, 2026
10 min read
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Tax Guideshousehold-managerPayroll

Household Manager Taxes: A Complete Guide

Hiring a household manager, estate manager, or personal assistant? They're household employees. Here's the full tax breakdown for high-value domestic staff.

February 26, 2026
9 min read
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Tax GuidesEmployee vs Contractordoula

Postpartum Doula: Employee or Contractor?

Hired a postpartum doula? If they work in your home on a regular schedule, they're likely your employee—not a contractor. Here's how the IRS draws the line.

February 26, 2026
9 min read
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How-ToBabysitterThreshold

Babysitter Crossed the Threshold?

Realized your babysitter has been paid over $3,000 this year? A step-by-step action plan to get compliant—plus the tax credit that might cover your costs.

February 22, 2026
6 min read
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Tax FilingCaregiverW-2

Caregiver W-2: What Your Home Aide Needs

If you paid a home caregiver $3,000+ in 2026, you must issue a W-2 by January 31. A box-by-box walkthrough and what to do if you're behind.

February 22, 2026
13 min read
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Tax GuidesCaregiverFamily Employee

Elder Care Tax Benefits for Families

Families paying for elder care can claim medical expense deductions and the Dependent Care Credit. Who qualifies, how much you can save, and how to claim.

February 22, 2026
15 min read
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Tax GuidesHousekeeperState Taxes

Housekeeper Taxes by State

State taxes for housekeepers vary wildly. See SUTA rates, income tax rules, and workers' comp requirements for CA, NY, TX, FL, and 8 other common states.

February 22, 2026
12 min read
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Tax GuidesFamily EmployeeFICA

Paying Your Spouse as a Household Employee

Your spouse can be your household employee—and the tax treatment is surprisingly favorable. No Social Security, no Medicare, no FUTA. How it works and what you still need to file.

February 22, 2026
6 min read
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Tax GuidesEmployee vs ContractorThreshold

Private Tutor Taxes: Employee or Contractor?

Hired a private tutor for your child? If they work in your home on your schedule, they may be your household employee. How to tell—and what taxes you'd owe.

February 22, 2026
8 min read
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Tax GuidesFamily EmployeeBabysitter

Can I Pay My Mom to Babysit? Tax Rules

Paying your mom or dad to watch the kids? Yes, and the tax rules are actually in your favor. What applies, what's exempt, and why it's a win-win.

February 22, 2026
9 min read
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Tax GuidesFamily EmployeeCaregiver

Hiring Your Parent as a Caregiver

Paying your parent to watch your kids? FICA taxes apply, but FUTA is often exempt. How the tax rules work, plus real examples with actual numbers.

February 22, 2026
10 min read
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Tax GuidesCaregiverEmployee vs Contractor

Home Caregiver vs Agency: Tax Differences

Hiring a caregiver directly vs through an agency changes who handles taxes. How tax responsibility, cost, and flexibility compare for each option.

February 22, 2026
12 min read
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How-ToHousekeeperEmployee vs Contractor

House Cleaner: Employee or Contractor?

The IRS has clear rules for classifying house cleaners. Most regular cleaners are employees—not contractors. How to tell, with real scenarios.

February 22, 2026
10 min read
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How-ToHousekeeperPayroll

Cost to Pay a Housekeeper Legally

What does it actually cost to pay your housekeeper legally? We break down the real numbers—employer taxes, payroll fees, and credits that offset the cost.

February 22, 2026
9 min read
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Tax GuidesBabysitterThreshold

Regular vs Occasional Babysitter Taxes

Do you owe taxes for your babysitter? It depends on how often you pay them—and how much. How to tell if your babysitter is regular or occasional for tax purposes.

February 22, 2026
6 min read
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Tax GuidesFamily EmployeeFICA

Family Employee Tax Exemptions Guide

Which taxes apply when you hire a family member? Complete guide to spousal, child, and parent exemptions for household employment—with a full comparison matrix.

February 22, 2026
11 min read
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ComparisonPayroll

SurePayroll Nanny Review 2026: Is $39/mo Worth It?

SurePayroll charges $39/month for nanny payroll. We review the real costs, filing reliability, support access, and compare it to NannyKeeper at $10/mo.

February 20, 2026
10 min read
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ComparisonPayroll

Nest Payroll Review 2026: Is $42/mo Worth It?

Nest Payroll charges $42-49/month for nanny payroll but doesn't offer direct deposit. We review the real costs, features, and a self-service alternative at $10/mo.

February 20, 2026
9 min read
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Tax GuidesPenaltiesFICA

Paying Your Nanny Under the Table? Read This

Paying your nanny cash under the table? Here's how families get caught, the real IRS penalties (up to 25%), and what it actually costs to get compliant.

February 20, 2026
9 min read
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Tax GuidesPenaltiesState Taxes

Your Nanny Filed for Unemployment. Now What?

Your nanny filed for unemployment and you got a letter. Here's what happens next, how to respond, FUTA/SUTA basics, and what to do if you weren't paying taxes.

February 20, 2026
9 min read
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Tax GuidesPenaltiesFICA

Can You Get Audited for Nanny Taxes?

How common are nanny tax audits? What triggers them, how far back the IRS can look, and what to do if it happens. Plus how to audit-proof your household payroll.

February 20, 2026
10 min read
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How-ToBenefits & PTOPayroll

How Much Raise to Give Your Nanny

Most families give their nanny a 3–5% annual raise. Here's how to pick the right amount based on experience, duties, and market—plus what it means for taxes.

February 18, 2026
8 min read
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How-ToHiringBenefits & PTO

Nanny Contract Essentials

What every nanny employment agreement should include — pay, schedule, time off, overtime, and the tax details most templates miss. Free contract builder included.

February 17, 2026
9 min read
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How-ToDirect DepositPayroll

Can You Pay Your Nanny Through Venmo or Zelle?

Yes, but it doesn't change your tax obligations. Venmo, Zelle, and Cash App don't replace payroll—here's what you still need to do as a household employer.

February 16, 2026
9 min read
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Tax GuidesPayrollFICA

Live-In Nanny Taxes: Room and Board Rules

Live-in nanny tax rules differ from live-out: room and board is tax-free, overtime rules change, and the new overtime deduction doesn't apply. Here's what you need to know.

February 16, 2026
10 min read
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How-ToCaregiverPayroll

Senior Caregiver Payroll: How to Pay a Home Caregiver Legally

If you pay a senior caregiver or home health aide $3,000+ per year, you're a household employer. Here's exactly what taxes you owe and how to set up payroll.

February 15, 2026
10 min read
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How-ToBenefits & PTOHiring

Nanny PTO: How to Handle Paid Time Off, Vacation & Sick Days

No federal law requires nanny PTO, but most families offer 5–15 paid days per year. Here's how to create a fair policy and what your state may require.

February 15, 2026
10 min read
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How-ToGetting StartedHiring

First-Time Nanny Employer Checklist: Everything You Need to Do

Just hired a nanny? Here's your complete step-by-step checklist—from getting an EIN to filing your first W-2. No tax experience required.

February 15, 2026
9 min read
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For NanniesFICAW-2

What Nannies Should Know About Taxes in 2026

A plain-language guide to nanny taxes from the nanny's perspective. What gets withheld from your paycheck, why it matters, and how it protects your future.

February 10, 2026
4 min read
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For NanniesW-2Benefits & PTO

Why Your W-2 Matters More Than You Think

Your W-2 isn't just a tax form. It's proof of income, a retirement builder, and a safety net. Here's why every nanny should insist on getting one.

February 10, 2026
6 min read
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For NanniesHiring

How to Talk to Your Employer About Legal Pay

A practical, non-confrontational guide for nannies who want to be paid on the books. Scripts, talking points, and advice for a conversation that benefits everyone.

February 10, 2026
5 min read
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How-ToHousekeeperPayroll

Housekeeper Payroll: How to Pay Your House Cleaner Legally

If you pay a housekeeper $3,000+ per year, you owe employment taxes. Here's how to set up payroll, what taxes apply, and the easiest way to stay compliant.

February 9, 2026
6 min read
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Tax GuidesState TaxesPayroll

Nanny Minimum Wage by State 2026: All 50 States

Federal minimum wage is $7.25/hr, but 30 states require more for nannies. Full 2026 table for all 50 states plus DC, with overtime and live-in rules.

February 9, 2026
7 min read
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ComparisonPayroll

Best Nanny Payroll Services 2026: 8 Compared

Compare 8 nanny payroll services for 2026: HomePay, GTM, SurePayroll, Poppins, Nest, Gusto, Savvy Nanny, and NannyKeeper. Pricing, features, and pros/cons.

February 9, 2026
14 min read
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ComparisonPayroll

GTM Payroll Review 2026: Is $70/mo Worth It?

GTM Payroll charges $70/month for full-service nanny payroll. We break down the real costs, what you get, and a self-service alternative starting at $10/mo.

February 9, 2026
9 min read
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Tax GuidesPayrollFICA

No Tax on Overtime for Nannies: What to Know

The 'no tax on overtime' rule lets your nanny deduct up to $12,500 in overtime pay from federal taxes. Here's how it works, who qualifies, and what you report.

February 9, 2026
11 min read
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Tax GuidesFICAPayroll

What Taxes Do I Owe as a Nanny Employer? (2026 Breakdown)

Your nanny employer taxes total roughly 8-10% of wages. Here's the exact breakdown: Social Security, Medicare, FUTA, SUTA, and what it costs with real numbers.

February 9, 2026
8 min read
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Tax FilingYear-EndW-2

Filing Nanny Taxes 2026: W-2, Schedule H & State Forms

Employed a nanny in 2026? W-2s are due January 31, Schedule H goes on your 1040. Full checklist with deadlines, forms, and state-specific requirements.

February 3, 2026
6 min read
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Tax GuidesPayrollFICA

Nanny Share Taxes: How Two Families Handle Payroll

Sharing a nanny? Both families are separate employers with separate tax obligations. Here's how to handle W-2s, thresholds, overtime, and cost splitting correctly.

February 3, 2026
12 min read
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Tax GuidesGetting StartedFICA

What Does It Cost to Hire a Nanny Legally?

The true cost of hiring a nanny legally is about 9-12% more than their hourly rate. Here's exactly what you'll pay in taxes, insurance, and fees—plus what happens if you don't.

February 3, 2026
12 min read
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Tax GuidesPenaltiesFICA

How to Catch Up on Back Nanny Taxes

Paid your nanny under the table? Here's exactly what you owe (with real numbers), IRS penalty calculations, and a step-by-step plan to get compliant.

February 3, 2026
14 min read
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Tax GuidesFICAYear-End

Are Nanny Taxes Deductible? Child Care Credit Explained

Nanny wages aren't tax deductible, but you can claim the Child and Dependent Care Credit worth up to $3,000. Here's how it works and how to maximize your savings.

February 3, 2026
12 min read
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Tax FilingSchedule HFICA

IRS Schedule H Instructions 2026: Line-by-Line Guide

Fill out Schedule H correctly with this line-by-line guide. Covers Part I (FICA), Part II (FUTA), and Part III (totals). Includes real examples and common errors.

February 3, 2026
17 min read
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State Guides

New York Nanny Tax Guide for 2026: Everything You Need to Know

Complete NY nanny tax guide: state withholding, SDI, mandatory workers comp, SUI, and compliance requirements. Includes deadlines, registration steps, and cost examples.

February 1, 2026
14 min read
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State Guides

Texas Nanny Tax Guide for 2026: Simpler Than You Think

Texas nanny tax guide: No state income tax means simpler payroll. Learn federal requirements, TWC unemployment, registration steps, and why Texas is one of the easiest states.

February 1, 2026
15 min read
Read guide
State Guides

California Nanny Tax Guide for 2026: Everything You Need to Know

Complete guide to California nanny taxes: SDI, PFL, SUI, ETT, and state income tax withholding. Includes deadlines, registration steps, and real-world cost examples.

February 1, 2026
14 min read
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Tax GuidesBabysitterThreshold

Do I Need to Pay Taxes for My Babysitter?

Do you owe taxes for your babysitter? Only if you pay them $3,000+ in 2026. Here's how to tell if you've crossed the threshold—and what to do about it.

January 20, 2026
5 min read
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Tax FilingQuarterly TaxesState Taxes

Nanny Tax Deadlines 2026: Quarterly Payment Schedule

Your complete 2026 nanny tax calendar: quarterly payment dates, W-2 deadline (Jan 31), Schedule H (Apr 15), plus state deadlines for CA, NY, TX, and more.

January 20, 2026
8 min read
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Tax GuidesFICAPayroll

Nanny Tax Calculator 2026: What You'll Actually Owe

Wondering what nanny taxes will cost you in 2026? Here's a breakdown of employer costs, employee withholding, and how to calculate your total obligation.

January 18, 2026
4 min read
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Tax FilingW-2Year-End

W-2 for Household Employees (2026): Complete Filing Guide

Need to create a W-2 for your nanny or housekeeper? Step-by-step guide covering what goes in each box, the Jan 31 deadline, and how to file with SSA for free.

January 18, 2026
10 min read
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Tax GuidesPayrollPenalties

5 Nanny Payroll Mistakes That Cost Families Thousands

These common nanny payroll errors can lead to back taxes, penalties, and legal trouble. Here's what to avoid—and how to fix it if you've already made them.

January 16, 2026
5 min read
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Tax FilingSchedule HFICA

Schedule H: A Friendly Guide for Household Employers (2026)

Schedule H explained in plain English: which boxes to fill, how to calculate your nanny taxes, and common mistakes to avoid. 2026 line-by-line examples.

January 15, 2026
8 min read
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ComparisonPayroll

HomePay Review 2026: Is $900/yr Worth It for Nanny Payroll?

HomePay's Premium plan is $75/month ($900/year) for full-service nanny payroll. We compare both tiers and a $10/mo alternative for all 50 states.

January 14, 2026
8 min read
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ComparisonPayroll

Poppins Payroll Review 2026: Is $49/mo Worth It?

Poppins Payroll charges $49/month for nanny payroll with year-end docs included. We review the real costs, features, and a self-service alternative at $10/mo.

January 12, 2026
7 min read
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Tax GuidesThresholdFICA

The $3,000 Nanny Tax Threshold Explained (2026)

You owe nanny taxes when you pay a household employee above the annual threshold. For 2026, that's $3,000. Here's exactly how the threshold works, common scenarios, and what happens when you cross it.

January 10, 2026
5 min read
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Tax FilingYear-EndW-2

Filing Nanny Taxes 2025: W-2, Schedule H & State Forms

Employed a nanny in 2025? W-2s were due January 31. Schedule H goes on your 1040. Full checklist with deadlines, forms, and state-specific requirements.

January 10, 2026
6 min read
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How-ToEINGetting Started

How to Get an EIN for Household Employment

Need an EIN as a household employer? Good news—it's free and takes about 5 minutes online. Here's exactly how to apply on the IRS website, step by step.

January 8, 2026
4 min read
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Tax GuidesEmployee vs ContractorFICA

Nanny vs Au Pair: Tax Differences Explained

Nanny or au pair? The tax rules are completely different. With a nanny, you're the employer. With an au pair, it's a cultural exchange. Here's how each works.

January 6, 2026
5 min read
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Tax GuidesPenaltiesFICA

What Happens If You Don't Pay Nanny Taxes?

What happens if you don't pay nanny taxes? Back taxes, penalties, and interest add up fast. Here's what you're risking—and how to get back on track if you're behind.

January 4, 2026
6 min read
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How-ToDirect DepositPayroll

Direct Deposit for Nannies: Setup Guide

Stop writing checks every week. Set up direct deposit for your nanny—what you need, how long it takes, and how to avoid common mistakes.

January 2, 2026
5 min read
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Tax GuidesThresholdFICA

New Nanny Tax Rules for 2026: What Changed

What changed for nanny taxes in 2026? The threshold is now $3,000 (up from $2,800), plus new Social Security wage bases. Here's what it means for you.

January 1, 2026
5 min read
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Tax FilingQuarterly TaxesYear-End

Q1 2026 Nanny Tax Deadlines: What's Due and When

Your Q1 2026 nanny tax checklist: January 15 estimated payment, January 31 W-2 deadline, April 15 quarterly taxes. State deadlines and penalty tips included.

January 1, 2026
4 min read
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Tax FilingYear-EndW-2

Year-End Nanny Tax Checklist: December Prep Guide

Your year-end nanny tax checklist: verify total wages, confirm withholdings, prep W-2 info, and get ready for Schedule H. Complete this before December 31.

December 15, 2025
5 min read
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Tax GuidesGetting StartedThreshold

Nanny Taxes 2026: Household Employer Guide

New to nanny taxes? The $3,000 threshold, 7.65% FICA rate, quarterly deadlines, and W-2 filing—everything you need to know in plain English.

January 15, 2025
8 min read
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Tax GuidesEmployee vs ContractorPenalties

Nanny vs. Contractor: Why Your Nanny Is an Employee

Can you call your nanny an independent contractor? Almost certainly not. The IRS has clear rules, and misclassifying can mean back taxes and penalties.

January 10, 2025
5 min read
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