HomePay and GTM Payroll are both full-service nanny payroll companies. They calculate your taxes, file your quarterly forms, and handle your year-end documents. You don't touch a single form.
The catch? You're paying $840-$1,000+ per year for that convenience. And the differences between them come down to a few specific things: workers' comp, support quality, and how transparent the pricing actually is.
How Do the Prices Compare?
HomePay charges $75/month billed quarterly, plus a $100 year-end fee for W-2 and Schedule H filing. That's roughly $1,000/year.
GTM's base plan (EasyPay) runs about $70/month with year-end documents handled — though GTM doesn't publicly list all its fees, and there's a setup fee in the $75-$95 range that HomePay doesn't charge.
| HomePay | GTM (EasyPay) | |
|---|---|---|
| Monthly price | $75 (billed quarterly) | ~$70 |
| Year-end fee | +$100 | Not publicly listed |
| Setup fee | None | $75-$95 |
| Annual total | ~$1,000 | ~$840+ |
| Direct deposit | Included | Included |
| All 50 states | Yes | Yes |
GTM looks cheaper on paper, but the setup fee and potential year-end charges narrow the gap. If you're comparing first-year costs, they may end up within $50-$100 of each other.
What Does GTM Offer That HomePay Doesn't?
A few things GTM has that HomePay doesn't.
Workers' compensation placement. GTM is the only household payroll service that places workers' comp policies directly. If you're in New York or California where workers' comp is required for household employers, that saves you the hassle of shopping for a policy separately.
Tiered plans. GTM offers four tiers: EasyTax (tax-only, $60/mo), EasyPay (payroll + tax, $227/mo). If you want extra help with labor law beyond basic payroll, GTM has options. HomePay is one plan, one price.$70/mo), HR Platinum ($127/mo with labor law guidance), and Diamond (
Dedicated account manager. GTM assigns you a specific person. HomePay routes you through a call center — and BBB complaints mention long hold times.
SOC 1 Type II certification. This is an independent audit of how they handle your data. Most household payroll services don't have it. Probably not a deciding factor for most families, but if you care about data security, it's worth noting.
What Does HomePay Offer That GTM Doesn't?
Care.com integration. If you found your nanny through Care.com, HomePay connects directly to your account. Care.com owns HomePay, so the data carries over. GTM has no marketplace integration.
No setup fee. HomePay doesn't charge anything upfront. GTM's $75-$95 setup fee is sometimes waived through referral codes, but it's not guaranteed.
Simpler pricing. One plan, one price. You know exactly what you're paying. GTM's tiered structure means more choices but also more "which one do I actually need?" confusion.
Side-by-Side Feature Comparison
| Feature | HomePay | GTM (EasyPay) |
|---|---|---|
| Monthly price | $75 | ~$70 |
| Year-end fee | +$100 | Not publicly listed |
| Setup fee | None | $75-$95 |
| Annual total (est.) | ~$1,000 | ~$840-$1,000 |
| Files taxes for you | Yes | Yes |
| Direct deposit | Included | Included |
| Workers' comp placement | No | Yes |
| SOC 1 Type II certified | No | Yes |
| Phone support | Call center | Dedicated manager |
| Care.com integration | Yes | No |
| Multiple plan tiers | No | Yes (4 tiers) |
| All 50 states | Yes | Yes |
Which One Costs Less Over Time?
First-year costs are close once you factor in GTM's setup fee. But in year two and beyond, GTM's EasyPay base plan runs about $160/year cheaper than HomePay — assuming no additional year-end charges.
That said, both services cost $840-$1,000+ per year for a single-employee payroll. The taxes they're calculating are the same whether you pay $120/year or $1,000/year. The difference is who clicks "submit" on the forms.
Who Should Pick Which?
Go with GTM if:
- You need workers' comp insurance placement (especially in New York or California)
- Data security certification matters to your family
- You want a dedicated account manager, not a call center
- You might want premium HR guidance (Platinum or Diamond tiers)
Go with HomePay if:
- You found your nanny through Care.com and want the integration
- You prefer simple, predictable pricing with no setup fee
- The brand recognition and 20-year track record matter to you
What If You Don't Need Full-Service?
Both HomePay and GTM charge $840-$1,000/year primarily to file forms on your behalf. Filing takes about 15 minutes per quarter — four times a year, using the IRS website and your state's portal.
NannyKeeper calculates all the same federal and state taxes, generates your W-2 and Schedule H, and sends email reminders before every quarterly deadline. You file the forms yourself.
| HomePay | GTM | NannyKeeper | |
|---|---|---|---|
| Annual cost | ~$1,000 | ~$840+ | $120-$216 |
| Direct deposit | Included | Included | $6-$8/transfer |
| Files for you | Yes | Yes | No (you file) |
| W-2 + Schedule H | +$100 fee | Included | Included |
| Deadline reminders | Yes | No | Yes |
| Free payment tracking | No | No | Yes |
| All 50 states | Yes | Yes | Yes |
Use our nanny tax calculator to see what you'd actually owe in your state before committing to any service.
See what you'll owe
Use our free calculator to estimate your nanny tax costs for 2026.
FAQ
Is GTM Payroll cheaper than HomePay?
GTM's base EasyPay plan is about $70/month compared to HomePay's $75/month. GTM includes year-end documents in the base price while HomePay charges an extra $100. However, GTM has a $75-$95 setup fee that HomePay doesn't charge, so first-year costs are similar. From year two onward, GTM saves you roughly $160/year.
Does GTM offer workers' compensation for nannies?
Yes. GTM is the only nanny payroll service that places workers' comp policies directly. This matters in states like New York, California, and Massachusetts where household employers are required to carry workers' comp coverage.
Is HomePay owned by Care.com?
Yes. HomePay (formerly Breedlove & Associates) was acquired by Care.com and rebranded. If you found your nanny through Care.com, HomePay integrates with your existing account.
What's the cheapest way to handle nanny payroll?
Self-service tools like NannyKeeper start at $10/month ($120/year) and cover all 50 states. You get the same tax calculations, W-2 generation, and Schedule H preparation — you just file the forms yourself using the documents and deadline reminders the platform provides. That filing takes about 15 minutes per quarter.
Can I switch from HomePay or GTM mid-year?
Yes. You can switch nanny payroll services at any time — sign up here and you'll be running payroll in minutes. Your new provider handles taxes going forward, and you'll receive a W-2 covering the full calendar year. Switching at the start of a quarter makes the transition cleanest.