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For Nannies & Caregivers

Your work deserves
proper pay

When your employer uses NannyKeeper, you get pay stubs every pay period, a W-2 at year-end, direct deposit, and Social Security credits toward your retirement. No extra work on your part.

Share your personal link and earn $25 when they subscribe.

What you get when you're paid on the books

Legal pay protects you now and builds your future

Pay stubs every pay period

Clear breakdown of earnings, taxes withheld, and year-to-date totals. Real documentation for loans, rentals, and more.

W-2 at year-end

Generated automatically and emailed to you before January 31. No chasing your employer for paperwork.

Direct deposit

Paid directly to your bank account every pay period. No more waiting for checks or carrying cash.

Social Security credits

Every paycheck builds toward your retirement, disability, and survivor benefits. Cash pay gives you none of this.

 Cash payWith NannyKeeper
Pay recordsCash with no recordsProfessional pay stubs
Tax documentsNo W-2 at year-endW-2 generated automatically
UnemploymentNot eligible if you lose your jobEligible for unemployment benefits
Social SecurityNo credits toward retirementEvery paycheck builds retirement
Income proofCan’t prove income for loansOfficial pay stubs and W-2
FICA: 7.65% employee + 7.65% employer match[1]Tax threshold: $3,000/year (2026)[2]Social Security credits: $1,890 / credit (2026)[3]
Verified accurate as of May 26, 2026Sources: IRS Publication 926, Social Security Administration

Getting started takes minutes

Your employer handles setup. Here's what you do.

Start with a written contract

Build a free employment agreement covering pay, schedule, time off, and your state's requirements. Share it with your employer before day one.

Create a contract

Fill out your W-4

Your employer sends a secure link. Enter your name, address, SSN, and filing status. Takes about 3 minutes — no paper forms.

  1. 1Open the secure link
  2. 2Enter your tax info
  3. 3Submit — you're done

Track your hours

No app to download — just a link you bookmark on your phone. Clock in and out with a tap, or log hours at the end of the day.

Hours go straight into payroll
Add notes for each shift
View your history anytime

Want to manage all your jobs in one place? Create a free nanny account

Know other families who employ a nanny?

Most families don't know they're supposed to handle nanny taxes. Help them get set up and earn $25 for each one.

Get Your Referral Link

Free to join. No limit on referrals.

Questions nannies ask us

Does this cost me anything?

No. Your employer pays for NannyKeeper. There is no cost to you. You simply receive proper pay stubs, a W-2, and all the benefits of being paid legally.

Will I owe more in taxes?

You already owe taxes on your earnings, whether or not they’re withheld. Being paid on the books means 7.65% (Social Security + Medicare) is withheld from each paycheck, plus federal and state income tax based on your W-4. The total doesn’t change — it’s just spread across paychecks instead of hitting you in April.

What if my employer doesn’t want to do this?

Many families don’t realize they’re required to pay nanny taxes once wages exceed $3,000/year. It’s not optional — the IRS considers you a household employee. Share our plain-English guide with them. Share the nanny tax guide

How do I get my W-2?

Your W-2 is generated automatically through NannyKeeper and emailed to you before January 31 each year. You can also request a copy from your employer at any time.

What are Social Security credits?

Social Security credits determine your eligibility for retirement benefits, disability insurance, and survivor benefits. You need 40 credits (roughly 10 years of work) to qualify. Every legally paid paycheck helps you earn them.

How does the referral program work?

When you refer an employer and they subscribe to a paid plan, you earn $25. No limit on how many families you can refer.

Sources & references

Where this information comes from

Every statistic and rule on this page traces back to a primary, government, or industry source. Numbers cited above correspond to the bracketed footnotes.

  1. 1
    IRS Publication 926 (2026) — Household Employer's Tax Guide

    From section: Do You Have a Household Employee?

    "You have a household employee if you hired someone to do household work and that worker is your employee. The worker is your employee if you can control not only what work is done, but how it is done."

    https://www.irs.gov/publications/p926

  2. 2
    IRS Publication 926 (2026) — Household Employer's Tax Guide

    From section: Social Security and Medicare Wages

    "If you pay your household employee cash wages of $3,000 or more in 2026, all cash wages you pay to that employee in 2026 (regardless of when the wages were earned) up to $184,500 are social security wages and all cash wages are Medicare wages."

    https://www.irs.gov/publications/p926

  3. 3
    Social Security Administration — Social Security Credits

    From section: How Credits Are Earned

    "You must earn at least 40 Social Security credits to be eligible for Social Security benefits. You earn credits when you work and pay Social Security taxes. […] In 2026, you earn one Social Security and Medicare credit for every $1,890 in covered earnings each year. You must earn $7,560 to get the maximum four credits for the year."

    https://www.ssa.gov/benefits/retirement/planner/credits.html

Editorial process. This page is maintained by the NannyKeeper editorial team. Tax rules are reviewed against current IRS publications when those are updated (typically once per year, in early Q1) and after every meaningful change to federal household-employment law. Last reviewed: May 26, 2026.

Found something out of date? Email editorial@nannykeeper.com and we'll fix it.