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Save $720/year

NannyKeeper vs HomePay

Care.com's nanny payroll service. Here's how NannyKeeper compares—and why families are making the switch.

Recommended

NannyKeeper

Comparing

HomePay

Monthly price
$18/mo
$75/mo
Year-end fee
Included
Included
Direct deposit
Included
Included
Annual total
$180
$900
Unlimited payroll runs
Federal + state tax calculations
Quarterly tax support
W-2 generation
Schedule H preparation
Direct deposit
Email deadline reminders
All 50 states supported

About HomePay

HomePay is Care.com's household payroll service. It's been around since the mid-2000s and is one of the most recognized names in the space. Their Plus plan ($75/month) is the comparable full-service tier, including dedicated phone support, tax ID applications, and tax agency communications. A stripped-down Essentials plan exists at $59/month but drops dedicated support and tax ID help. Both include full-service payroll, meaning they handle tax filings on your behalf—a key difference from NannyKeeper, where you file yourself (with our documents and guidance).

What HomePay does well

  • Full-service: they file taxes on your behalf
  • Established brand backed by Care.com
  • Dedicated phone support and tax agency communications (Plus tier)
  • Direct deposit and deadline reminders included

Where HomePay falls short

  • Most expensive nanny payroll option ($708–$900/year)
  • No free tier for payment tracking
  • Dated user interface
  • Essentials plan ($59/mo) strips out dedicated support and tax ID apps

Why families switch to NannyKeeper

  • Save $720+ per year with the same core features
  • Modern, mobile-friendly interface
  • Free payment tracking tier for families just starting out
  • Self-service means you're always in control of your filings

Pricing verified June 2026. Verify current pricing on each provider's website.

Save $720 every year

That's $3,600 over 5 years—same compliance, same tax filings.

Enough for date nights, a family outing, or just keeping more of your money.

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Before you switch

Check what the IRS would flag about your current setup

If you've been running payroll on HomePay, there may be compliance gaps worth knowing before you migrate. The free audit simulator takes 60 seconds and shows specific dollar exposure — FICA, Schedule H, state SUTA, 1099 misclassification.

Run the IRS audit simulator

What you get with NannyKeeper

Automatic tax calculations

Federal, state, and local taxes calculated for every paycheck. All 50 states supported.

Direct deposit available

Pay your nanny directly to their bank account. Starting at $6/transfer, plus 0.8% on amounts over $1,000 per transfer.

W-2 and Schedule H

Year-end forms generated and ready for you to file. No surprise fees.

Email deadline reminders

We remind you before quarterly deadlines so you never miss a payment.

Pay stubs

Professional pay stubs for every paycheck—great for your nanny's records.

State requirement tracking

We track what's required in your state and remind you of deadlines.

A note on full-service vs self-service: NannyKeeper is a self-service platform. We calculate taxes, generate W-2s and Schedule H, and remind you of deadlines—but you handle the actual filing with the IRS, SSA, and your state. Competitors like HomePay, GTM, Poppins, and SurePayroll offer full-service filing, meaning they file taxes on your behalf at a higher monthly cost.

One thing worth knowing: full-service asks more of you than it looks. To file on your behalf, you authorize the provider as your agent—power of attorney over your federal and state tax accounts. And it doesn't actually move the responsibility off you: household employment taxes are reported on your own 1040 (Schedule H), under your own Social Security number, so the IRS looks to the family no matter who submits the forms. The guarantees say so in the fine print too—they cover a penalty if the provider made the mistake, but never the tax itself. We've even had families come to us after a provider missed something for years, or simply didn't file what they were paying for, and left them to sort it out with the IRS. With NannyKeeper you stay in control, see exactly how every number was calculated, pay the IRS directly (about 15 minutes a quarter), and save hundreds a year.

Frequently asked questions

How much does HomePay cost?
HomePay costs $75/month, totaling approximately $900/year. NannyKeeper starts at $10/month ($100/year on annual billing), saving you $720/year for comparable features.
Is HomePay worth it?
HomePay offers full-service: they file taxes on your behalf, which is valuable if you prefer a hands-off approach. Just keep in mind that the responsibility stays with you either way—household taxes are reported under your own Social Security number on Schedule H, and the full-service guarantees only ever cover a penalty if the provider erred, never the tax itself. At $900/year it's one of the pricier options, so if you're comfortable submitting your own forms (it's straightforward), a self-service tool like NannyKeeper gives you the same calculations and documents at a fraction of the cost.
What's the cheapest nanny payroll service?
NannyKeeper is the most affordable full-featured nanny payroll service, starting at $10/month ($100/year on annual billing) for the Starter plan. It includes federal and state tax calculations, W-2 generation, Schedule H preparation, and email deadline reminders. There's also a free tier for basic payment tracking.
Can I switch from HomePay to NannyKeeper?
Yes. Switching is straightforward—you can enter your employee's information and any prior wages paid this year when setting up NannyKeeper. Your prior payroll history stays with your previous provider, but NannyKeeper will handle all calculations going forward and account for wages already paid when generating year-end documents.