New Jersey Nanny Tax Calculator
Estimate your total employer costs for hiring a nanny in New Jersey. Enter your nanny's pay below for a personalized tax breakdown.
New Jersey employer tax rates at a glance
Social Security
6.2%
employer share
Medicare
1.45%
employer share
FUTA
0.6%
on first $7,000
NJ SUTA
0.5% - 6.78%
2026 range across employers
Key facts for New Jersey household employers
- Minimum wage: $15.92/hour (compare nationwide)
- State income tax withholding required
- State disability insurance applies
- Paid family leave program in effect
- We handle all the Garden State calculations for you
New Jersey nanny tax FAQ
How does the calculator estimate New Jersey nanny taxes?
It adds up everything you owe as the employer in New Jersey, on top of your nanny's wages.
- Federal FICA: 15.3% combined, split between you and your nanny
- Federal FUTA: 0.6% effective on the first $7,000
- New Jersey SUTA: 0.5% - 6.78%
- New Jersey state income tax (when withheld)
- New Jersey disability insurance
- New Jersey paid family leave premium
Figures are 2026 rates and use the 2026 FICA threshold of $3,000.
Does New Jersey require state income tax withholding from a nanny's paycheck?
Usually not. New Jersey has a state income tax, but withholding it from a household employee is optional unless your nanny asks for it.
- It is usually optional, and your nanny elects it on New Jersey's W-4 equivalent
- If they do elect it, you owe quarterly remittance to the state and an annual reconciliation return that includes the W-2 you issued
What's the minimum hourly rate I can pay a nanny in New Jersey?
At least $15.92 an hour for a nanny in New Jersey.
- That is New Jersey's own minimum wage, above the federal $7.25 floor
- Some cities and counties may set a higher floor, so check your locality before you set a rate
- Overtime is 1.5x pay for hours over 40 in a week, under the FLSA
- Live-in nannies are exempt from FLSA overtime, but not from minimum wage
Does New Jersey add disability or paid family leave premiums?
Yes, both. New Jersey Temporary Disability Insurance (TDI) and Family Leave Insurance (FLI) cover household employees.
- Both are usually funded by employee-side withholding, and some states add an employer contribution
- You register and remit for it separately from unemployment insurance, on the state's schedule, usually quarterly
Missing this registration is one of the most common household-employer audit findings.
Why does my New Jersey nanny's net pay differ from the calculator total?
Because they answer different questions. The calculator's employer total is what leaves your account; net pay is what lands in your New Jersey nanny's.
- Federal FICA: 6.2% Social Security plus 1.45% Medicare, so 7.65% off the top
- Any federal income tax your nanny chose to have withheld
- New Jersey income tax, if your nanny elected it on the state W-4
- Their share of New Jersey Temporary Disability Insurance (TDI) and Family Leave Insurance (FLI)
Your own share, the employer FICA match plus FUTA and SUTA, sits on top of gross pay rather than coming out of it.
This calculator provides estimates for informational purposes only. Actual tax obligations may vary. Always verify current rates with your state's tax agency or consult a qualified tax professional.
Learn more
New Jersey Tax Guide
Full compliance requirements for NJ household employers.
Nanny Cost by State
See how New Jersey compares to all 50 states for total employer costs.
New Jersey Nanny Contract
Free contract builder with NJ-specific requirements.
Complete Tax Guide
Everything you need to know about nanny taxes.
NannyKeeper calculates New Jersey taxes on every paycheck
All NJ tax calculations, documents, and deadline reminders, starting at $10/month.
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