New Jersey Nanny Tax Calculator
Estimate your total employer costs for hiring a nanny in New Jersey. Enter your nanny's pay below for a personalized tax breakdown.
New Jersey employer tax rates at a glance
Social Security
6.2%
employer share
Medicare
1.45%
employer share
FUTA
0.6%
on first $7,000
NJ SUTA
0.5% - 5.7%
new employer rate range
Key facts for New Jersey household employers
- Minimum wage: $15.49/hour (compare nationwide)
- State income tax withholding required
- State disability insurance applies
- Paid family leave program in effect
- Your employee gets disability and family leave coverage
- You'll withhold state income tax from each paycheck
New Jersey nanny tax FAQ
How does the calculator estimate New Jersey nanny taxes?
The calculator estimates the full employer cost for a household employee in New Jersey: federal FICA (15.3% combined, split between you and your employee), federal FUTA (0.6% effective on the first $7,000), and New Jersey SUTA (0.5% - 5.7%). It also factors in New Jersey state income tax (when withheld), New Jersey disability insurance, New Jersey paid family leave premium. Numbers update for tax year 2026 and reflect the 2026 FICA threshold of $3,000.
Does New Jersey require state income tax withholding from a nanny's paycheck?
New Jersey has a state income tax. Withholding from household employees is typically optional unless your nanny elects it on the state's W-4 equivalent. If they do elect withholding, you will owe quarterly remittance to the state and an annual reconciliation return that includes copies of the W-2 you issued.
What's the minimum hourly rate I can pay a nanny in New Jersey?
New Jersey's minimum wage is $15.49/hour, above the federal $7.25 floor. Household employees must be paid at least this rate. FLSA overtime (1.5x for hours over 40 in a week) applies to most household employees. Live-in nannies are FLSA-exempt from overtime but not from minimum wage.
Does New Jersey add disability or paid family leave premiums?
Yes. New Jersey Temporary Disability Insurance (TDI) and Family Leave Insurance (FLI) apply to household employees. Both are typically funded by employee-side withholding (some states add an employer contribution). You register separately from state unemployment insurance and remit on the state's schedule — usually quarterly. Missing this registration is a common audit finding.
Why does my New Jersey nanny's net pay differ from the calculator total?
In New Jersey, the gross-to-net difference comes from federal FICA (6.2% Social Security + 1.45% Medicare = 7.65% withheld from the employee), any federal income tax your nanny chose to have withheld, plus New Jersey state income tax if elected on the state W-4, plus the employee-side share of New Jersey Temporary Disability Insurance (TDI) and Family Leave Insurance (FLI). Your share — the employer FICA match and FUTA + SUTA — sits on top of the gross, not subtracted from it. The calculator separates "employer cost" (your total outlay) from "employee net pay" (what lands in their bank account).
This calculator provides estimates for informational purposes only. Actual tax obligations may vary. Always verify current rates with your state's tax agency or consult a qualified tax professional.
Learn more
New Jersey Tax Guide
Full compliance requirements for NJ household employers.
Nanny Cost by State
See how New Jersey compares to all 50 states for total employer costs.
New Jersey Nanny Contract
Free contract builder with NJ-specific requirements.
Complete Tax Guide
Everything you need to know about nanny taxes.
NannyKeeper handles New Jersey taxes automatically
All NJ tax calculations, documents, and deadline reminders—starting at $10/month.
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