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NJ

New Jersey Nanny Tax Calculator

Estimate your total employer costs for hiring a nanny in New Jersey. Enter your nanny's pay below for a personalized tax breakdown.

New Jersey employer tax rates at a glance

Social Security

6.2%

employer share

Medicare

1.45%

employer share

FUTA

0.6%

on first $7,000

NJ SUTA

0.5% - 5.7%

new employer rate range

Key facts for New Jersey household employers

  • Minimum wage: $15.49/hour
  • State income tax withholding required
  • State disability insurance applies
  • Paid family leave program in effect
  • Your employee gets disability and family leave coverage
  • You'll withhold state income tax from each paycheck

New Jersey nanny tax FAQ

How much do nanny taxes cost in New Jersey?

As a household employer in New Jersey, you'll pay approximately 7.65% of wages for Social Security (6.2%) and Medicare (1.45%), plus 0.6% FUTA on the first $7,000, plus New Jersey unemployment insurance at 0.5% - 5.7%. New Jersey also requires state income tax withholding from your nanny's wages. Use the calculator above for a personalized estimate.

What is the nanny minimum wage in New Jersey?

The minimum wage in New Jersey is $15.49/hour. You must pay at least this amount to your household employee. Many families pay above minimum wage based on experience and responsibilities.

Do I need to pay unemployment tax in New Jersey?

Yes. New Jersey requires employers to pay state unemployment insurance (SUTA). New employer rates typically range from 0.5% - 5.7%. You also owe federal unemployment tax (FUTA) at 0.6% on the first $7,000 in wages per employee.

Does New Jersey require disability insurance for nannies?

Yes. New Jersey requires participation in a state disability insurance program. This is typically funded through employee wage withholdings. Check with the New Jersey labor department for current rates and requirements.

Does New Jersey have paid family leave for household employees?

Yes. New Jersey has a paid family leave program that applies to household employees. Contributions are typically withheld from employee wages. This provides income replacement when your nanny needs time off for qualifying family or medical reasons.

This calculator provides estimates for informational purposes only. Actual tax obligations may vary. Always verify current rates with your state's tax agency or consult a qualified tax professional.

Verified accurate as of February 2026Sources: New Jersey tax agency, IRS Publication 926

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