What would the IRS flag about how you've been paying your nanny?
Answer 6 questions. We'll run the same checks a tax professional would and show you the specific findings — with dollar exposure and how to fix each one.
Educational only. Not tax, legal, or accounting advice. Consult a licensed tax professional for your specific situation.
How Hawaii household employer rules differ
Hawaii requires Temporary Disability Insurance (TDI) for employees, providing partial wage replacement for non-work-related illness or injury. The state has a progressive income tax reaching 11%.
State unemployment insurance (SUI). Hawaii requires household employers to register and pay state unemployment tax once you cross the federal $1,000/quarter threshold (some states use a lower threshold — California is $750/quarter, New York and DC are $500/quarter). New-employer rate range in Hawaii: 0.0% - 5.4%. Missing the registration is one of the most common audit findings — the simulator flags it as soon as your quarterly wages cross the threshold.
State income tax withholding. Hawaiihas state income tax, which means you may need to withhold from your nanny's paycheck (it depends on whether they elect withholding on the state W-4 equivalent). If they do, you owe quarterly remittance and an annual state W-2 reconciliation. The simulator flags missing withholding setup or unreported wages.
State disability insurance (SDI). Hawaii runs a state-administered SDI program that applies to household employees. These are typically funded by employee withholding (some states add an employer contribution) and require separate registration and remittance from FICA/FUTA. The simulator flags missing setup or under-withholding.
Minimum wage. The minimum wage in Hawaii is $14.00/hour. If you paid below this rate, the simulator surfaces it as a Department of Labor exposure — separate from tax findings, and often more expensive (back wages plus liquidated damages).
Run the audit above to see exactly which Hawaii rules apply to your situation — each finding comes with dollar exposure and a concrete next step.
Hawaii household employer questions
The state-specific rules behind every finding.