What would the IRS flag about how you've been paying your nanny?

Good news—Florida keeps things simple! There's no state income tax, so you won't need to withhold extra from your employee's paychecks. You'll just need to contribute to the state unemployment fund, and we handle that calculation for you.

State unemployment insurance (SUI). Florida requires household employers to register and pay state unemployment tax once wages cross its applicable threshold. New York and DC use $500 per quarter; many states use $1,000. New-employer rate range in Florida: 0.1% - 5.4%. Missing the registration is one of the most common audit findings — the simulator flags it when your quarterly wages cross the applicable threshold.

No state income tax withholding. Florida has no state income tax at all, so there's nothing to deduct from your nanny's paycheck on the state side and no state return for them to file. You still owe the federal baseline (FICA, FUTA, Schedule H) and any SUI obligation.

Minimum wage. The minimum wage in Florida is $14.00/hour. If you paid below this rate, the simulator surfaces it as a Department of Labor exposure — separate from tax findings, and often more expensive (back wages plus liquidated damages).

Run the audit above to see exactly which Florida rules apply to your situation — each finding comes with dollar exposure and a concrete next step.