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MA

Massachusetts Nanny Tax Calculator

Estimate your total employer costs for hiring a nanny in Massachusetts. Enter your nanny's pay below for a personalized tax breakdown.

Massachusetts employer tax rates at a glance

Social Security

6.2%

employer share

Medicare

1.45%

employer share

FUTA

0.6%

on first $7,000

MA SUTA

0.56% - 18.54%

new employer rate range

Key facts for Massachusetts household employers

  • Minimum wage: $15.00/hour
  • State income tax withholding required
  • Paid family leave program in effect
  • Flat state income tax of 5% (plus 4% millionaire surtax)
  • Paid Family and Medical Leave program

Massachusetts nanny tax FAQ

How much do nanny taxes cost in Massachusetts?

As a household employer in Massachusetts, you'll pay approximately 7.65% of wages for Social Security (6.2%) and Medicare (1.45%), plus 0.6% FUTA on the first $7,000, plus Massachusetts unemployment insurance at 0.56% - 18.54%. Massachusetts also requires state income tax withholding from your nanny's wages. Use the calculator above for a personalized estimate.

What is the nanny minimum wage in Massachusetts?

The minimum wage in Massachusetts is $15.00/hour. You must pay at least this amount to your household employee. Many families pay above minimum wage based on experience and responsibilities.

Do I need to pay unemployment tax in Massachusetts?

Yes. Massachusetts requires employers to pay state unemployment insurance (SUTA). New employer rates typically range from 0.56% - 18.54%. You also owe federal unemployment tax (FUTA) at 0.6% on the first $7,000 in wages per employee.

Does Massachusetts have paid family leave for household employees?

Yes. Massachusetts has a paid family leave program that applies to household employees. Contributions are typically withheld from employee wages. This provides income replacement when your nanny needs time off for qualifying family or medical reasons.

This calculator provides estimates for informational purposes only. Actual tax obligations may vary. Always verify current rates with your state's tax agency or consult a qualified tax professional.

Verified accurate as of February 2026Sources: Massachusetts tax agency, IRS Publication 926

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