New York Nanny Tax Calculator
Estimate your total employer costs for hiring a nanny in New York. Enter your nanny's pay below for a personalized tax breakdown.
New York employer tax rates at a glance
Social Security
6.2%
employer share
Medicare
1.45%
employer share
FUTA
0.6%
on first $7,000
NY SUTA
0.6% - 9.7%
new employer rate range
Key facts for New York household employers
- Minimum wage: $15.50-$16.50/hour (compare nationwide)
- State income tax withholding required
- State disability insurance applies
- Paid family leave program in effect
- Your employee gets disability and paid family leave coverage
- You'll withhold state (and possibly city) income tax
New York nanny tax FAQ
How does the calculator estimate New York nanny taxes?
The calculator estimates the full employer cost for a household employee in New York: federal FICA (15.3% combined, split between you and your employee), federal FUTA (0.6% effective on the first $7,000), and New York SUTA (0.6% - 9.7%). It also factors in New York state income tax (when withheld), New York disability insurance, New York paid family leave premium, local income tax (New York has significant local layers). Numbers update for tax year 2026 and reflect the 2026 FICA threshold of $3,000.
Does New York require state income tax withholding from a nanny's paycheck?
New York has a state income tax. Withholding from household employees is typically optional unless your nanny elects it on the state's W-4 equivalent. If they do elect withholding, you will owe quarterly remittance to the state and an annual reconciliation return that includes copies of the W-2 you issued.
What's the minimum hourly rate I can pay a nanny in New York?
New York's minimum wage is $15.50-$16.50/hour, above the federal $7.25 floor. Household employees must be paid at least this rate. FLSA overtime (1.5x for hours over 40 in a week) applies to most household employees. Live-in nannies are FLSA-exempt from overtime but not from minimum wage.
Does New York add disability or paid family leave premiums?
Yes. New York Disability Benefits Law (DBL) and New York Paid Family Leave (PFL) apply to household employees. Both are typically funded by employee-side withholding (some states add an employer contribution). You register separately from state unemployment insurance and remit on the state's schedule — usually quarterly. Missing this registration is a common audit finding.
Why does my New York nanny's net pay differ from the calculator total?
In New York, the gross-to-net difference comes from federal FICA (6.2% Social Security + 1.45% Medicare = 7.65% withheld from the employee), any federal income tax your nanny chose to have withheld, plus New York state income tax if elected on the state W-4, plus the employee-side share of New York Disability Benefits Law (DBL) and New York Paid Family Leave (PFL). Your share — the employer FICA match and FUTA + SUTA — sits on top of the gross, not subtracted from it. The calculator separates "employer cost" (your total outlay) from "employee net pay" (what lands in their bank account).
This calculator provides estimates for informational purposes only. Actual tax obligations may vary. Always verify current rates with your state's tax agency or consult a qualified tax professional.
Learn more
New York Tax Guide
Full compliance requirements for NY household employers.
Nanny Cost by State
See how New York compares to all 50 states for total employer costs.
New York Nanny Contract
Free contract builder with NY-specific requirements.
Complete Tax Guide
Everything you need to know about nanny taxes.
NannyKeeper handles New York taxes automatically
All NY tax calculations, documents, and deadline reminders—starting at $10/month.
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