Tennessee Nanny Tax Calculator
Estimate your total employer costs for hiring a nanny in Tennessee. Enter your nanny's pay below for a personalized tax breakdown.
Tennessee employer tax rates at a glance
Social Security
6.2%
employer share
Medicare
1.45%
employer share
FUTA
0.6%
on first $7,000
TN SUTA
0.1% - 10%
2026 range across employers
Key facts for Tennessee household employers
- Minimum wage: $7.25/hour (compare nationwide)
- No state income tax, simpler payroll
- No disability or paid leave requirements
- Hall tax on investment income eliminated in 2021
Tennessee nanny tax FAQ
How does the calculator estimate Tennessee nanny taxes?
It adds up everything you owe as the employer in Tennessee, on top of your nanny's wages.
- Federal FICA: 15.3% combined, split between you and your nanny
- Federal FUTA: 0.6% effective on the first $7,000
- Tennessee SUTA: 0.1% - 10%
Tennessee has no state income tax, disability or paid family leave programs affecting household payroll, which keeps this simpler than in many other states. Figures are 2026 rates and use the 2026 FICA threshold of $3,000.
Does Tennessee require state income tax withholding from a nanny's paycheck?
No. Tennessee has no state income tax, so there is nothing to withhold and no state return for your nanny to file.
- You still owe the federal baseline: FICA, FUTA and Schedule H
- Tennessee unemployment insurance still applies on the employer side
What's the minimum hourly rate I can pay a nanny in Tennessee?
At least $7.25 an hour for a nanny in Tennessee.
- Tennessee sets no rate above the federal floor, so the federal minimum is what binds
- Some cities and counties may set a higher floor, so check your locality before you set a rate
- Overtime is 1.5x pay for hours over 40 in a week, under the FLSA
- Live-in nannies are exempt from FLSA overtime, but not from minimum wage
Does Tennessee add disability or paid family leave premiums?
No. Tennessee does not require state disability insurance or paid family leave for household employees.
- Your obligations are the federal baseline: FICA, FUTA and Schedule H
- Tennessee state unemployment insurance still applies on the employer side
Why does my Tennessee nanny's net pay differ from the calculator total?
Because they answer different questions. The calculator's employer total is what leaves your account; net pay is what lands in your Tennessee nanny's.
- Federal FICA: 6.2% Social Security plus 1.45% Medicare, so 7.65% off the top
- Any federal income tax your nanny chose to have withheld
Your own share, the employer FICA match plus FUTA and SUTA, sits on top of gross pay rather than coming out of it.
This calculator provides estimates for informational purposes only. Actual tax obligations may vary. Always verify current rates with your state's tax agency or consult a qualified tax professional.
Learn more
Tennessee Tax Guide
Full compliance requirements for TN household employers.
Nanny Cost by State
See how Tennessee compares to all 50 states for total employer costs.
Tennessee Nanny Contract
Free contract builder with TN-specific requirements.
Complete Tax Guide
Everything you need to know about nanny taxes.
NannyKeeper calculates Tennessee taxes on every paycheck
All TN tax calculations, documents, and deadline reminders, starting at $10/month.
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