What would the IRS flag about how you've been paying your nanny?
Answer 6 questions. We'll run the same checks a tax professional would and show you the specific findings — with dollar exposure and how to fix each one.
Educational only. Not tax, legal, or accounting advice. Consult a licensed tax professional for your specific situation.
How New York household employer rules differ
The federal baseline for household employers — FICA, Schedule H, FUTA — applies everywhere. New York layers its own rules on top, and missing any one of them is the kind of item this audit simulator would flag.
New York uses a lower state unemployment insurance threshold than the federal $1,000/quarter: $750/quarter (CA) or $500/quarter (NY, DC). That means you may owe state unemployment tax and need household-employer registration even when federal FICA hasn't kicked in.
New York has State Disability Insurance (SDI) and/or Paid Family Leave (PFL) that applies to household employees. These are withheld from the employee's paycheck and often come with separate registration and reporting.
Run the audit above to see exactly which New York rules apply to your situation — with dollar exposure and concrete next steps for each finding.
Frequently asked questions
The plain-English answers behind every finding.