Minnesota Nanny Tax Calculator
Estimate your total employer costs for hiring a nanny in Minnesota. Enter your nanny's pay below for a personalized tax breakdown.
Minnesota employer tax rates at a glance
Social Security
6.2%
employer share
Medicare
1.45%
employer share
FUTA
0.6%
on first $7,000
MN SUTA
0.1% - 9.0%
new employer rate range
Key facts for Minnesota household employers
- Minimum wage: $11.13/hour (compare nationwide)
- State income tax withholding required
- Paid family leave program in effect
- Progressive state income tax (5.35% - 9.85%)
- Paid Family and Medical Leave program active (2026)
Minnesota nanny tax FAQ
How does the calculator estimate Minnesota nanny taxes?
The calculator estimates the full employer cost for a household employee in Minnesota: federal FICA (15.3% combined, split between you and your employee), federal FUTA (0.6% effective on the first $7,000), and Minnesota SUTA (0.1% - 9.0%). It also factors in Minnesota state income tax (when withheld), Minnesota paid family leave premium. Numbers update for tax year 2026 and reflect the 2026 FICA threshold of $3,000.
Does Minnesota require state income tax withholding from a nanny's paycheck?
Minnesota has a state income tax. Withholding from household employees is typically optional unless your nanny elects it on the state's W-4 equivalent. If they do elect withholding, you will owe quarterly remittance to the state and an annual reconciliation return that includes copies of the W-2 you issued.
What's the minimum hourly rate I can pay a nanny in Minnesota?
Minnesota's minimum wage is $11.13/hour, above the federal $7.25 floor. Household employees must be paid at least this rate. FLSA overtime (1.5x for hours over 40 in a week) applies to most household employees. Live-in nannies are FLSA-exempt from overtime but not from minimum wage.
Does Minnesota add disability or paid family leave premiums?
Yes for paid family leave. Minnesota Paid Family and Medical Leave (starting 2026) covers household employees. Funding rules vary — some states are employee-funded, some split employer and employee. You register and remit separately from unemployment insurance.
Why does my Minnesota nanny's net pay differ from the calculator total?
In Minnesota, the gross-to-net difference comes from federal FICA (6.2% Social Security + 1.45% Medicare = 7.65% withheld from the employee), any federal income tax your nanny chose to have withheld, plus Minnesota state income tax if elected on the state W-4, plus the employee-side share of Minnesota Paid Family and Medical Leave (starting 2026). Your share — the employer FICA match and FUTA + SUTA — sits on top of the gross, not subtracted from it. The calculator separates "employer cost" (your total outlay) from "employee net pay" (what lands in their bank account).
This calculator provides estimates for informational purposes only. Actual tax obligations may vary. Always verify current rates with your state's tax agency or consult a qualified tax professional.
Learn more
Minnesota Tax Guide
Full compliance requirements for MN household employers.
Nanny Cost by State
See how Minnesota compares to all 50 states for total employer costs.
Minnesota Nanny Contract
Free contract builder with MN-specific requirements.
Complete Tax Guide
Everything you need to know about nanny taxes.
NannyKeeper handles Minnesota taxes automatically
All MN tax calculations, documents, and deadline reminders—starting at $10/month.
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