Texas Nanny Tax Calculator
Estimate your total employer costs for hiring a nanny in Texas. Enter your nanny's pay below for a personalized tax breakdown.
Texas employer tax rates at a glance
Social Security
6.2%
employer share
Medicare
1.45%
employer share
FUTA
0.6%
on first $7,000
TX SUTA
0.32% - 6.32%
2026 range across employers
Key facts for Texas household employers
- Minimum wage: $7.25/hour (compare nationwide)
- No state income tax, simpler payroll
- Just pay into the state unemployment fund
- No extra disability or paid leave programs
Texas nanny tax FAQ
How does the calculator estimate Texas nanny taxes?
It adds up everything you owe as the employer in Texas, on top of your nanny's wages.
- Federal FICA: 15.3% combined, split between you and your nanny
- Federal FUTA: 0.6% effective on the first $7,000
- Texas SUTA: 0.32% - 6.32%
Texas has no state income tax, disability or paid family leave programs affecting household payroll, which keeps this simpler than in many other states. Figures are 2026 rates and use the 2026 FICA threshold of $3,000.
Does Texas require state income tax withholding from a nanny's paycheck?
No. Texas has no state income tax, so there is nothing to withhold and no state return for your nanny to file.
- You still owe the federal baseline: FICA, FUTA and Schedule H
- Texas unemployment insurance still applies on the employer side
What's the minimum hourly rate I can pay a nanny in Texas?
At least $7.25 an hour for a nanny in Texas.
- Texas sets no rate above the federal floor, so the federal minimum is what binds
- Some cities and counties may set a higher floor, so check your locality before you set a rate
- Overtime is 1.5x pay for hours over 40 in a week, under the FLSA
- Live-in nannies are exempt from FLSA overtime, but not from minimum wage
Does Texas add disability or paid family leave premiums?
No. Texas does not require state disability insurance or paid family leave for household employees.
- Your obligations are the federal baseline: FICA, FUTA and Schedule H
- Texas state unemployment insurance still applies on the employer side
Why does my Texas nanny's net pay differ from the calculator total?
Because they answer different questions. The calculator's employer total is what leaves your account; net pay is what lands in your Texas nanny's.
- Federal FICA: 6.2% Social Security plus 1.45% Medicare, so 7.65% off the top
- Any federal income tax your nanny chose to have withheld
Your own share, the employer FICA match plus FUTA and SUTA, sits on top of gross pay rather than coming out of it.
This calculator provides estimates for informational purposes only. Actual tax obligations may vary. Always verify current rates with your state's tax agency or consult a qualified tax professional.
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