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TX

Texas Nanny Tax Calculator

Estimate your total employer costs for hiring a nanny in Texas. Enter your nanny's pay below for a personalized tax breakdown.

Texas employer tax rates at a glance

Social Security

6.2%

employer share

Medicare

1.45%

employer share

FUTA

0.6%

on first $7,000

TX SUTA

0.25% - 6.4%

new employer rate range

Key facts for Texas household employers

  • Minimum wage: $7.25/hour (federal)
  • No state income tax — simpler payroll
  • No state income tax—one less thing to worry about
  • Just pay into the state unemployment fund

Texas nanny tax FAQ

How much do nanny taxes cost in Texas?

As a household employer in Texas, you'll pay approximately 7.65% of wages for Social Security (6.2%) and Medicare (1.45%), plus 0.6% FUTA on the first $7,000, plus Texas unemployment insurance at 0.25% - 6.4%. Texas has no state income tax, so there's nothing to withhold for state taxes. Use the calculator above for a personalized estimate.

What is the nanny minimum wage in Texas?

The minimum wage in Texas is $7.25/hour (federal). You must pay at least this amount to your household employee. Many families pay above minimum wage based on experience and responsibilities.

Do I need to pay unemployment tax in Texas?

Yes. Texas requires employers to pay state unemployment insurance (SUTA). New employer rates typically range from 0.25% - 6.4%. You also owe federal unemployment tax (FUTA) at 0.6% on the first $7,000 in wages per employee.

Is nanny payroll simpler in Texas since there's no state income tax?

Somewhat. With no state income tax, you don't need to withhold state taxes from your nanny's pay. You still owe federal taxes (Social Security, Medicare, income tax withholding) and Texas unemployment insurance. But overall, the calculations and filings are simpler than in states with income taxes.

This calculator provides estimates for informational purposes only. Actual tax obligations may vary. Always verify current rates with your state's tax agency or consult a qualified tax professional.

Verified accurate as of February 2026Sources: Texas tax agency, IRS Publication 926

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