Hawaii Nanny Tax Calculator

How does the calculator estimate Hawaii nanny taxes?

It adds up everything you owe as the employer in Hawaii, on top of your nanny's wages.

• Federal FICA: 15.3% combined, split between you and your nanny
• Federal FUTA: 0.6% effective on the first $7,000
• Hawaii SUTA: 0% - 5.6%
• Hawaii state income tax (when withheld)
• Hawaii disability insurance

Figures are 2026 rates and use the 2026 FICA threshold of $3,000.

Does Hawaii require state income tax withholding from a nanny's paycheck?

Usually not. Hawaii has a state income tax, but withholding it from a household employee is optional unless your nanny asks for it.

• It is usually optional, and your nanny elects it on Hawaii's W-4 equivalent
• If they do elect it, you owe quarterly remittance to the state and an annual reconciliation return that includes the W-2 you issued

What's the minimum hourly rate I can pay a nanny in Hawaii?

At least $16.00 an hour for a nanny in Hawaii.

• That is Hawaii's own minimum wage, above the federal $7.25 floor
• Some cities and counties may set a higher floor, so check your locality before you set a rate
• Overtime is 1.5x pay for hours over 40 in a week, under the FLSA
• Live-in nannies are exempt from FLSA overtime, but not from minimum wage

US DOL, State Minimum Wage Laws

Does Hawaii add disability or paid family leave premiums?

Yes. Hawaii Temporary Disability Insurance (TDI) covers household employees, and it is a policy you buy from an approved insurance carrier. Hawaii doesn't collect it as a state tax.

• Once your nanny qualifies (14 weeks of 20-hour weeks in the past year), you can take up to half the premium out of their pay, but never more than 0.5% of their weekly wages or $7.50 a week in 2026
• It doesn't apply if your nanny is your parent, your spouse, or your child under 21, or if you pay them less than $225 in a calendar quarter

Hawaii Disability Compensation Division, About TDI

Why does my Hawaii nanny's net pay differ from the calculator total?

Because they answer different questions. The calculator's employer total is what leaves your account; net pay is what lands in your Hawaii nanny's.

• Federal FICA: 6.2% Social Security plus 1.45% Medicare, so 7.65% off the top
• Any federal income tax your nanny chose to have withheld
• Hawaii income tax, if your nanny elected it on the state W-4
• Their share of the Hawaii Temporary Disability Insurance (TDI) premium, once they qualify

Your own share, the employer FICA match plus FUTA and SUTA, sits on top of gross pay rather than coming out of it.