Mississippi Nanny Tax Calculator
Estimate your total employer costs for hiring a nanny in Mississippi. Enter your nanny's pay below for a personalized tax breakdown.
Mississippi employer tax rates at a glance
Social Security
6.2%
employer share
Medicare
1.45%
employer share
FUTA
0.6%
on first $7,000
MS SUTA
0% - 5.4%
2026 range across employers
Key facts for Mississippi household employers
- Minimum wage: $7.25/hour (compare nationwide)
- State income tax withholding required
- First $10,000 exempt from state tax
- No disability or paid leave requirements
Mississippi nanny tax FAQ
How does the calculator estimate Mississippi nanny taxes?
It adds up everything you owe as the employer in Mississippi, on top of your nanny's wages.
- Federal FICA: 15.3% combined, split between you and your nanny
- Federal FUTA: 0.6% effective on the first $7,000
- Mississippi SUTA: 0% - 5.4%
- Mississippi state income tax (when withheld)
Figures are 2026 rates and use the 2026 FICA threshold of $3,000.
Does Mississippi require state income tax withholding from a nanny's paycheck?
Usually not. Mississippi has a state income tax, but withholding it from a household employee is optional unless your nanny asks for it.
- It is usually optional, and your nanny elects it on Mississippi's W-4 equivalent
- If they do elect it, you owe quarterly remittance to the state and an annual reconciliation return that includes the W-2 you issued
What's the minimum hourly rate I can pay a nanny in Mississippi?
At least $7.25 an hour for a nanny in Mississippi.
- Mississippi sets no rate above the federal floor, so the federal minimum is what binds
- Some cities and counties may set a higher floor, so check your locality before you set a rate
- Overtime is 1.5x pay for hours over 40 in a week, under the FLSA
- Live-in nannies are exempt from FLSA overtime, but not from minimum wage
Does Mississippi add disability or paid family leave premiums?
No. Mississippi does not require state disability insurance or paid family leave for household employees.
- Your obligations are the federal baseline: FICA, FUTA and Schedule H
- Mississippi state unemployment insurance still applies on the employer side
Why does my Mississippi nanny's net pay differ from the calculator total?
Because they answer different questions. The calculator's employer total is what leaves your account; net pay is what lands in your Mississippi nanny's.
- Federal FICA: 6.2% Social Security plus 1.45% Medicare, so 7.65% off the top
- Any federal income tax your nanny chose to have withheld
- Mississippi income tax, if your nanny elected it on the state W-4
Your own share, the employer FICA match plus FUTA and SUTA, sits on top of gross pay rather than coming out of it.
This calculator provides estimates for informational purposes only. Actual tax obligations may vary. Always verify current rates with your state's tax agency or consult a qualified tax professional.
Learn more
Mississippi Tax Guide
Full compliance requirements for MS household employers.
Nanny Cost by State
See how Mississippi compares to all 50 states for total employer costs.
Mississippi Nanny Contract
Free contract builder with MS-specific requirements.
Complete Tax Guide
Everything you need to know about nanny taxes.
NannyKeeper calculates Mississippi taxes on every paycheck
All MS tax calculations, documents, and deadline reminders, starting at $10/month.
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