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Missouri Nanny Tax Calculator

Estimate your total employer costs for hiring a nanny in Missouri. Enter your nanny's pay below for a personalized tax breakdown.

Missouri employer tax rates at a glance

Social Security

6.2%

employer share

Medicare

1.45%

employer share

FUTA

0.6%

on first $7,000

MO SUTA

0% - 9%

2026 range across employers

Key facts for Missouri household employers

  • Minimum wage: $15.00/hour (compare nationwide)
  • State income tax withholding required
  • Kansas City and St. Louis have earnings taxes (1%)
  • No disability or paid leave requirements

Missouri nanny tax FAQ

How does the calculator estimate Missouri nanny taxes?

It adds up everything you owe as the employer in Missouri, on top of your nanny's wages.

  • Federal FICA: 15.3% combined, split between you and your nanny
  • Federal FUTA: 0.6% effective on the first $7,000
  • Missouri SUTA: 0% - 9%
  • Missouri state income tax (when withheld)

Figures are 2026 rates and use the 2026 FICA threshold of $3,000.

Does Missouri require state income tax withholding from a nanny's paycheck?

Usually not. Missouri has a state income tax, but withholding it from a household employee is optional unless your nanny asks for it.

  • It is usually optional, and your nanny elects it on Missouri's W-4 equivalent
  • If they do elect it, you owe quarterly remittance to the state and an annual reconciliation return that includes the W-2 you issued

What's the minimum hourly rate I can pay a nanny in Missouri?

At least $15.00 an hour for a nanny in Missouri.

  • That is Missouri's own minimum wage, above the federal $7.25 floor
  • Some cities and counties may set a higher floor, so check your locality before you set a rate
  • Overtime is 1.5x pay for hours over 40 in a week, under the FLSA
  • Live-in nannies are exempt from FLSA overtime, but not from minimum wage

US DOL, State Minimum Wage Laws

Does Missouri add disability or paid family leave premiums?

No. Missouri does not require state disability insurance or paid family leave for household employees.

  • Your obligations are the federal baseline: FICA, FUTA and Schedule H
  • Missouri state unemployment insurance still applies on the employer side

Why does my Missouri nanny's net pay differ from the calculator total?

Because they answer different questions. The calculator's employer total is what leaves your account; net pay is what lands in your Missouri nanny's.

  • Federal FICA: 6.2% Social Security plus 1.45% Medicare, so 7.65% off the top
  • Any federal income tax your nanny chose to have withheld
  • Missouri income tax, if your nanny elected it on the state W-4

Your own share, the employer FICA match plus FUTA and SUTA, sits on top of gross pay rather than coming out of it.

This calculator provides estimates for informational purposes only. Actual tax obligations may vary. Always verify current rates with your state's tax agency or consult a qualified tax professional.

Verified accurate as of June 2026Sources: Missouri tax agency, IRS Publication 926

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