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Missouri Nanny Tax Calculator

Estimate your total employer costs for hiring a nanny in Missouri. Enter your nanny's pay below for a personalized tax breakdown.

Missouri employer tax rates at a glance

Social Security

6.2%

employer share

Medicare

1.45%

employer share

FUTA

0.6%

on first $7,000

MO SUTA

0.0% - 9.0%

new employer rate range

Key facts for Missouri household employers

  • Minimum wage: $13.75/hour (compare nationwide)
  • State income tax withholding required
  • Progressive state income tax (2% - 4.7%)
  • Kansas City and St. Louis have earnings taxes (1%)

Missouri nanny tax FAQ

How does the calculator estimate Missouri nanny taxes?

The calculator estimates the full employer cost for a household employee in Missouri: federal FICA (15.3% combined, split between you and your employee), federal FUTA (0.6% effective on the first $7,000), and Missouri SUTA (0.0% - 9.0%). It also factors in Missouri state income tax (when withheld). Numbers update for tax year 2026 and reflect the 2026 FICA threshold of $3,000.

Does Missouri require state income tax withholding from a nanny's paycheck?

Missouri has a state income tax. Withholding from household employees is typically optional unless your nanny elects it on the state's W-4 equivalent. If they do elect withholding, you will owe quarterly remittance to the state and an annual reconciliation return that includes copies of the W-2 you issued.

What's the minimum hourly rate I can pay a nanny in Missouri?

Missouri's minimum wage is $13.75/hour, above the federal $7.25 floor. Household employees must be paid at least this rate. FLSA overtime (1.5x for hours over 40 in a week) applies to most household employees. Live-in nannies are FLSA-exempt from overtime but not from minimum wage.

Does Missouri add disability or paid family leave premiums?

No. Missouri does not require state disability insurance or paid family leave for household employees. Your obligations are the federal baseline (FICA, FUTA, Schedule H) plus Missouri state unemployment insurance.

Why does my Missouri nanny's net pay differ from the calculator total?

In Missouri, the gross-to-net difference comes from federal FICA (6.2% Social Security + 1.45% Medicare = 7.65% withheld from the employee), any federal income tax your nanny chose to have withheld, plus Missouri state income tax if elected on the state W-4. Your share — the employer FICA match and FUTA + SUTA — sits on top of the gross, not subtracted from it. The calculator separates "employer cost" (your total outlay) from "employee net pay" (what lands in their bank account).

This calculator provides estimates for informational purposes only. Actual tax obligations may vary. Always verify current rates with your state's tax agency or consult a qualified tax professional.

Verified accurate as of April 2026Sources: Missouri tax agency, IRS Publication 926

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